How much do you need to raise the rent after the 2025 Budget?

A calculator for Australian property investors. Quantify your exposure if negative gearing is removed — and see exactly how much rent must rise to recoup the lost tax benefit.

2025–26
ATO marginal rates
100%
Free to use
~60s
Five-input estimate
Raise The Rent Now
01 — Calculator

Rent increase calculator

Enter your property's annual figures. We compute net rental loss, apply your marginal tax rate, and show the weekly rent rise needed to replace the lost tax benefit.

Your property details

Annual figures. Drag sliders or type directly.

$28,000
$
$32,000
$
$2,200
$
$4,500
$
$6,000
$
$120,000
$
Your exposure
Weekly rent increase needed
+$111
20.6% rise on current rent
New weekly rent
$649
Annual rental loss
$16,700
Tax benefit at risk
$5,762
Marginal tax rate
34.5%
Current weekly rent
$538

General illustration only. Not financial or tax advice. Consult a qualified accountant.

Email your property manager

We'll open a pre-written email with your numbers — just hit send.

AI-draft the email copy

Generate a polished, ready-to-send email tailored to your numbers and chosen tone. You can edit it before sending.

Opens in your default email app. Nothing is sent or stored by RaiseTheRent.xyz — you stay in full control of the message.

02 — Context

Australia is falling behind on housing supply

Annual completions versus the National Housing Accord target of 240,000 dwellings per year (1.2 million over 5 years).

498k
Cumulative shortfall vs Accord target (2020–2029)
77%
Of target actually delivered
152
Homes/day we're falling behind
177k
Built in 2024 — near decade low
The Supply Gap

Every year, Australia falls tens of thousands of homes short

The red zone is the gap between what we build and the 240,000/yr National Housing Accord target. It hasn't closed once this decade — and forecasts show it widening again by 2028–29.

Never on track
Not a single year clears the 240k target — actual or forecast.
Gap is widening
2028–29 forecast collapses to 166k — a ~74k home miss in one year alone.
Demand keeps rising
Population growth and migration are outpacing construction, deepening rental scarcity.

Source: NHSAC State of the Housing System 2025; ABS Building Activity; National Housing Accord (1.2M homes / 5 years from 2024).

The Housing Debt

The shortfall compounds — every year we dig the hole deeper

Cumulative gap between target and delivery. By 2028–29, Australia will be roughly 498,000 homes behind where the Accord said we needed to be.

Cumulative shortfall = sum of (240,000 − annual completions) over the period shown.

Disclaimer & Important Notice

This calculator is provided for general informational and illustrative purposes only. It does not constitute financial, taxation, legal or investment advice. Results are estimates based on proposed policy changes that have not been legislated as at April 2026 and may never become law. Actual tax outcomes will depend on your individual circumstances, the final form of any legislation passed, and applicable ATO rulings at the time.

No warranty is made as to the accuracy, completeness or suitability of any calculation produced by this tool. The creator of this website accepts no liability whatsoever for any loss, damage, cost or expense (whether direct, indirect, consequential or otherwise) incurred or suffered as a result of reliance on information produced by this calculator.

This tool reflects publicly available information regarding Treasury proposals and is published as political commentary under the implied freedom of political communication. It does not represent the views of any political party, industry body or financial institution.